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Personal Financial Wellness
Corporate Financial Wellness

© 2018-2019 Shake Your Money Tree

Disclaimer, Terms & Conditions, Cookies and Privacy Policy

We and our affiliates make the information in this web site available as a service to our customers and other visitors, to be used for informational purposes only.

While we have tried to provide accurate and timely information and have relied on sources we believe to be reliable, the site may include inadvertent technical or factual inaccuracies. We do not warrant the accuracy or completeness of the materials provided, either expressly or impliedly, and expressly disclaims any warranties or merchantability or fitness for a particular purpose.

Neither we nor any of our affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruptions of this site, or resulting from the act or omission of any other party involved in making this site or the data contained in it available, or from any other cause relating to your access to, inability to access, or use of the site or these materials.

Decisions based on information contained on this site are the sole responsibility of the user, and in exchange for using this site, you agree to hold us and our affiliates harmless against any claims for damages arising from any decision you make based on such information.

We reserve the right to withdraw or prohibit access to the site and to revise the software, materials, information and the services and products described in this site, at any time without notifying users.

General Disclaimers

The information provided on this site, and affiliated coaching services, are practical tips and tools for changing money habits and attitudes.

Nothing else contained on this site should be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security. Nor is it intended as investment, tax, financial or legal advice. Investors should seek such professional advice for their particular situation.

This site is published in the United States for residents of the United States.

Copyright / Trademark / License

All text and graphics/images contained in this web site are subject to copyright and/or trademark protection. No information contained on this site may be reproduced, transmitted, displayed, distributed, published or otherwise used for commercial purposes without the prior written consent of the owner of this site. You may, however, print or electronically store copies of the information for your own personal use.

Links / Virus Warnings

Hypertext links to other Internet sites (links) are included as a convenience for our customers and visitors. We assume no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content. The fact that such links have been provided does not constitute an endorsement, authorization, sponsorship by or affiliation with us with respect to any linked site or its sponsor. There are risks in using any information, software or product accessed on the Internet, and we urge you to make sure you understand these risks before doing so. We are not liable for any harm caused by the transmission, through access to this site, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede the operation of the site or of any user’s software, hardware, data or property.

Privacy Policy / Security / Cookies

Effective Date:  May 4, 2019

This privacy notice discloses the privacy practices for Shake Your Money Tree and our website: https://www.shakeyourmoneytree.com. This privacy notice applies solely to information collected by this website, except where stated otherwise. It will notify you of the following:

  • What information we collect;

  • With whom it is shared;

  • How it can be corrected;

  • How it is secured;

  • How policy changes will be communicated; and

  • How to address concerns over the misuse of personal data.

 

Information Collection, Use, and Sharing 

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

 

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. 

Your Access To and Control Over Information 
You may opt-out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website:

  • See what data we have about you if any.

  • Change/correct any data we have about you.

  • Have us delete any data we have about you.

  • Express any concern you have about our use of your data

 

Registration 
In order to use this website, a user may be asked to first complete a registration form. During registration, a user is required to give certain information (such as name and email address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.

Orders 
We request information from you on our order form. To buy from us, you must provide contact information (like name and shipping or email address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill your orders. If we have trouble processing an order, we'll use this information to contact you.

Sharing 
We share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

Security 
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g. billing or customer service) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.

Cookies 
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance their experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Some of our business partners may use cookies on our site (e.g., advertisers). However, we have no access to or control over these cookies.

To learn more about cookies: https://www.aboutcookies.org/

To delete cookies: https://www.aboutcookies.org/how-to-delete-cookies/

Links 
This web site contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Surveys & Contests 
From time-to-time, our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping or email address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Notification of Changes

Any information that is collected via our Services, or on our Site, is covered by the Privacy Policy in effect at the time such information is collected. We may revise this Privacy Policy from time to time. If we make any material changes to this Privacy Policy, we’ll notify you of those changes by posting them on the Site or by sending you an email or other notification, and we’ll update the “Last Updated Date” above to indicate when those changes will become effective.

Other Provisions as Required by Law
Numerous other provisions and/or practices may be required as a result of laws, international treaties, or industry practices. It is up to you to determine what additional practices must be followed and/or what additional disclosures are required. Please take special notice of the California Online Privacy Protection Act (CalOPPA), which is frequently amended and now includes a disclosure requirement for “Do Not Track” signals.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 949-229-7210 or via email at michelle@shakeyourmoneytree.com.

With respect to Ad Servers: We may decide to have relationships with other companies that we allow to place ads on our Web pages. As a result of your visit to our site, these ad server companies may collect information including but not limited to your domain type, your IP address, and clickstream information. We are not responsible for maintaining your privacy with respect to these organizations.

We offer advertising to various investment providers, exchanges, broker-dealers, distributor and financial related online advertisers. We are not influenced in any way by those that choose to advertise. We create our own opinions of the financial market place and current trends. 

Terms and Conditions of Use of Shake Your Money Tree

Acceptance of The Use of Shake Your Money Tree Terms and Conditions

Your access to and use of ShakeYourMoneyTree.com is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions, and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

Advice

The contents of the ShakeYourMoneyTree.com website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

Change of Use

Shake Your Money Tree reserves the right to change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that Shake Your Money Tree shall not be liable to you for any such change or removal and change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

Links to Third-Party Websites

ShakeYourMoneyTree.com website may include links to third-party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

Copyright

All copyright trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Shake Your Money Tree or otherwise used by Shake Your Money Tree as permitted by law. In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

Disclaimers and Limitation of Liability

The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy. To the extent permitted by law, Shake Your Money Tree will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

Shake Your Money Tree makes no warranty that the functionality of the Website will be uninterrupted or error-free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

Indemnity

You agree to indemnify and hold Shake Your Money Tree and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Shake Your Money Tree arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

Severance

These Terms and Conditions shall be governed by and construed in accordance with the law of USA and you hereby submit to the exclusive jurisdiction of the USA courts.