Your Money Motto Is: Better To Be Prepared!
You love saving money – whether it’s squirreling away cents and dollars into an Acorns account, finding deals and discounts, or reducing/reusing/recycling your way through life - you’ve got this savings thing down! You are frugal and conservative by nature and don’t care squat what other people think about the car you drive or the clothes you wear. You may also be quite the stickler for detail, a workaholic, and strive for perfection.
In essence, you wear the term "frugal" with pride! While you're not afraid to take on some debt, you definitely first consider how you'll pay it off before it drags you too far down. As long as you can stay ahead of the game and keep your finances going strong, you're a happy camper.
These are all admirable qualities but can take a turn for the worst when applied to the extreme. While you love having a budget and sticking to it, you have a hard time spending money on yourself or loved ones and may even forego vacations and social engagements because you think they’re frivolous. There may be a hidden love/hate relationship with money, and you may have grown up with very little or saw how a lack of money caused fights. You may also avoid risk at all costs, leaving money on the table if it’s not effectively invested for growth.